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Money Smart Pinoy

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Money Smart Pinoy » New blog site

Posted 13 months ago

Hi to all. I've decided to integrate all of my blogs into one "super blogsite" You can all visit my new blog at www.zdiaz.com.I will still be maintaining this blog, but if you wish to view several topics that I am blogging at the same location then please visit my new blogsite at www.zdiaz.com [Link]

Money Smart Pinoy » How rich people think . . . .

Posted 14 months ago

I just received this funny email forwarded message, this humorous story should probably give us a clue as to how rich people think:A rich Filipino millionaire walked into a bank in New York City one day and asked for the loan officer.He told the loan officer that he was going to Philippines for two weeks and needed to borrow $5,000. … [Link]

Money Smart Pinoy » Read the Inspiring story of a teen internet marketer

Posted 14 months ago

Websites + Traffic = MoneyIt's that simple. You don't need a fancy business plan. Just build a website and make sure you get visitors to your site (Website traffic) Read this inspiring story about 17 year old Ashley Qualls who began with only $ 8 doing internet marketing. Her site whateverlife.com is now a million dollar company.Check out her story … [Link]

Money Smart Pinoy » A necessary partner in doing internet business

Posted 14 months ago

When doing business it is necessary that you have a "partner" bank. I could not imagine what would happen to modern business today without a partner bank. Your bank enables you to store money through accounts, gives you access to a checking facility and of course grant you loans.In online marketing, it is necessary that you should have a "partner … [Link]

Money Smart Pinoy » Entrepreneurship vs. Employment

Posted 14 months ago

Hello all !!! I just recieved this funny email which portrays the benefits of entrepreneurship vs. Employment. Read it and find yourself laughing at the end. An unemployed man is desperate to support his family of a wife and three kids.He applies for a janitor's job at a large firm and easily passes an aptitude test.The human resources manager tells … [Link]

Money Smart Pinoy » Nice ebook on proven strategies on how to pay off your credit card debt

Posted 14 months ago

I have just read this ebook and wanted to share it with you. I was amazed at how simple it was at lowering credit card debts. The author, Kevin Konzen, wrote it based on personal experience and shows how he had started with $70,000 in high-interest credit card debt and within a few years was able to reduce this to … [Link]

Money Smart Pinoy » How to be a millionaire even if you are a minimum wage earner

Posted 14 months ago

“Robert Reich, once observed ‘most minimum wage workers aren’t poor.’ He is right.” - Johny Isakson, U.S Senator (Robert Reich is former U.S department of Labor Secretary)Minimum wage earners keep complaining about their salary. They say they cannot retire rich. Most of them just go through their work and retire relying only on their small SSS pension and the little … [Link]

Money Smart Pinoy » The Magic of The Rule of 72

Posted 14 months ago

“The most powerful force in the universe is compound interest” – Albert Einstein.Albert Einstein’s greatest discovery was not the theory of relativity, it was the Rule of 72. (Although some people say that the rule existed long before he was born, most would agree however that he has popularized it)What has the Rule of 72 have to do with investing?Basically … [Link]

Money Smart Pinoy » Getting out of the Credit card debt mess

Posted 14 months ago

"Today, there are three kinds of people: the have's, the have-not's, and the have-not-paid-for-what-they-have~ ~Earl Wilson"Credit cards are truly one of mankind’s greatest inventions. Unfortunately it has also become one of mankind’s greatest curses.Most credit card companies in the Philippines charge 3.5 % interest rate per month. That is about 42 % per annum. If you do the math, your … [Link]

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